Tax-free growth. Your pace. Your way.
An ISA is a savings and investing wrapper for UK residents. Pick the type that fits you, and keep your growth free of tax.*
An ISA is not CFD trading.
ISA investments can fall as well as rise, and you may get back less than you put in. CFDs are leveraged and cannot be held in an ISA. Tax treatment depends on your circumstances and may change. This page is not tax advice.
Yearly allowance across all ISAs*
Cash, Stocks & Shares, Managed
Growth inside the wrapper
Move an existing ISA to Uprime Capital LTD
A tax wrapper for your savings.
An Individual Savings Account lets UK residents save or invest up to a yearly limit. Interest, dividends and gains inside the wrapper are not taxed. You still need to meet the eligibility rules.
- Choose from cash, shares and funds, or a managed portfolio
- You can usually take your money out when you need it
- Moving an ISA does not use up this year’s allowance
- Rules and limits are set by the government and can change
Pick the ISA that fits you.
Cash ISA
Keep cash and earn interest. A calm choice for money you may need soon.
Stocks & Shares ISA
Choose your own shares, ETFs and funds. You hold the real asset, not a CFD.
Managed ISA
An expert team builds and rebalances a portfolio that matches your risk profile.
Four steps.
Choose your ISA
Cash, Stocks & Shares or Managed. You can hold more than one, within the yearly limit.
Add money or transfer in
Pay in from your bank, or ask us to move an ISA you already have.
Save or invest
Hold cash, or pick investments. Your analyst can walk you through the options.
Review each year
Check your allowance, your mix and your goals when the tax year ends.
How the yearly limit works.
| What to know | |
|---|---|
| Yearly limit* | Up to £20,000 across all your ISAs in a tax year |
| Splitting it | You can spread it across Cash, Stocks & Shares and Managed ISAs |
| Transfers | Moving an existing ISA does not count towards the limit |
| Unused allowance | Does not carry over to the next tax year |
| Eligibility | UK residents aged 18 or over. Other rules apply |
*Check the current limit and rules on the official government website before you pay in. They can change.
They do different jobs.
| ISA | CFD account | |
|---|---|---|
| What you hold | The real asset or fund | A contract on its price |
| Tax | Growth is tax-free inside the wrapper* | Your own tax rules apply |
| Leverage | None | Yes, which magnifies gains and losses |
| Going short | No | Yes |
| Typical time frame | Medium to long term | Short to medium term |
| Risk | Values can fall. You can lose some or all of what you invest | High. You can lose money quickly |
Your ISA and your money.
Your ISA is held with an authorised ISA manager, separate from your CFD trading account.
ISAs, answered.
No. CFDs and leverage cannot be held in an ISA. Your ISA holds cash, real shares, ETFs, funds or a managed portfolio.
Interest, dividends and gains inside an ISA are not taxed under current rules. Rules can change, and your circumstances matter. Ask a tax adviser if unsure.
Yes, in most cases. Ask us to transfer it, and do not withdraw the money yourself or you may lose the tax benefit.
Yes. Investments can fall in value, and you may get back less than you put in. A cash ISA carries less market risk.
You need an Uprime Capital LTD account. Your ISA is separate from your CFD trading account. See how to open an account.
Risk warning. ISA investments can fall as well as rise and you may get back less than you invest. Tax treatment depends on your circumstances and may change. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage, and they cannot be held in an ISA.
Open your account.
It takes a few minutes online. Start with a demo if you want to look around first.